Terms & Conditions – Hammer Ledger

These Terms and Conditions govern your use of Hammer Ledger’s website and services. By accessing our website or using our services, you agree to comply with these terms.

1. Services Provided

Hammer Ledger provides accounting, tax planning, and advisory services specifically for UK tradespeople, including plumbers, electricians, builders, and subcontractors.

2. Use of Website

  • You agree to use the website lawfully and responsibly.

  • You must provide accurate and truthful information when submitting forms or requesting consultations.

  • Unauthorized access, copying, or misuse of content is strictly prohibited.

3. User Accounts & Information

  • When creating accounts or submitting personal data, you are responsible for maintaining confidentiality of your login details.

  • Hammer Ledger is not liable for unauthorized access to your account resulting from negligence.

4. Payments & Fees

  • Services may be subject to fees as outlined during service engagement.

  • Payments are due as agreed in service contracts. Late or non-payment may result in suspension of services.

5. Limitation of Liability

  • Hammer Ledger provides services with reasonable skill and care but cannot guarantee tax savings or specific financial outcomes.

  • We are not liable for losses caused by reliance on information provided on the website or any third-party links.

6. Intellectual Property

  • All content, branding, graphics, and materials on the website are owned by Hammer Ledger.

  • You may not reproduce or distribute content without prior written permission.

7. Changes to Terms

Hammer Ledger reserves the right to update these Terms & Conditions at any time. Users are encouraged to review the latest version on our website.

8. Governing Law

These Terms are governed by the laws of England & Wales. Any disputes will be subject to the exclusive jurisdiction of English courts.