About us
Specialist Accountants for
UK Tradespeople
We set up Hammer & Ledger Tax because tradespeople deserve a proper accountant not an overpriced generalist who doesn’t understand how your trade works
Why We Built Hammer & Ledger Tax
Tradespeople keep the country running. From the electrician rewiring a
house to the builder putting up a new development the UK’s construction and trades sector is the backbone of the built environment.
But when it comes to tax and accounting, tradespeople have historically
been underserved either paying over the odds for a generic firm that
doesn’t understand CIS, or going it alone and missing out on thousands in legitimate refunds and deductions.
With 8 years of industry experience and an ACMA (Chartered Management Accountant) qualification behind us, we built Hammer & Ledger Tax to bring proper professional expertise to a sector that deserves better. We specialise exclusively in tradespeople — plumbers, electricians, builders, heating engineers, roofers, decorators and contractors. We understand your income patterns, your allowable expenses, your CIS position, and the questions you’re actually asking.
Our mission is simple: professional, high-quality accountancy at
economical prices for tradespeople, without compromising on expertise.
We understand
- Construction Industry Scheme (CIS) deductions, refunds, contractor and subcontractor obligations
- Irregular, job-based income, we don't assume you get paid the same every month
- The sole trader vs Ltd company decision, when it's worth it and when it isn't
- Allowable expenses for trades tools, vans, fuel, PPE, phone, clothing
- Reverse charge VAT in construction and how to invoice correctly
- Making Tax Digital what's changing and what you need to do
Goal
- Help you keep more of what you learn.
- Take the stress out of accounting and tax for our clients.
- Make access to qualified accounting services at a reasonable price.
How we work with tradespeople
For contractors and subcontractors alike Self Assessment, CIS refunds, monthly CIS300 returns, and every allowable expense accounted for.
Thinking of going Ltd? Company formation, HMRC registration, Corporation Tax and annual compliance end to end.
Cloud-based, Making Tax Digital compliant bookkeeping that keeps your records clean and your tax return ready without chasing you for paperwork.
VAT
VAT registration, quarterly returns, scheme advice and reverse charge VAT for construction. Compliant and on time
Payroll and Business Support
Payroll, PAYE and RTI for trades businesses of any size with employee self-service payslip access and straight forward business advice.
Pay Less Tax
Legal tax planning to make sure you’re using every allowance available. We review your position every year.
Modern Accountancy. No Jargon.
We use modern, Making Tax Digital compliant cloud accounting software to process your records faster and more accurately than traditional methods which means lower costs for you and quicker turnarounds.
You don’t need to learn any software or fill in spreadsheets. Snap a
photo of your receipts, send it over by WhatsApp, and we’ll do the rest.
- Qualified and experienced ACMA-qualified, with 8 years in the industry
- Cloud-based, MTD-compliant systems accurate, real-time, HMRC-ready
- Fast turnaround no waiting weeks for a response
- Fixed, transparent fees no surprise invoices
- Open communication — message us any time, we respond
No Jargon. No Surprises. No Inflated Fees.
That’s not just a tagline, it’s how we operate. We explain everything in plain English. We give you fixed prices upfront. And we never charge for something without telling you first.
If you’ve ever felt talked down to by an accountant, or received an
invoice you didn’t expect, or felt your accountant didn’t really
understand your trade that’s exactly what we’re here to change.
Not Sure What You Need?
Drop us a message or give us a call. We’ll tell you exactly what
applies to your situation, no sales pitch, no jargon.
