Accountants for Roofers in Norwich
CIS refunds, Self Assessment and bookkeeping for roofing businesses, handled properly whatever the weather does to your income. No jargon, no surprises, no inflated fees.
Built for the roofing trade
Tax sorted for, Norwich roofers, without the jargon
Roofing sits deeper inside the Construction Industry Scheme than almost any other trade. If most of your work comes through contractors, developers or roofing companies, 20 percent is coming off your labour consistently, before the money reaches you. That makes roofers one of the trades most likely to be owed a refund and, in our experience, one of the least likely to have claimed the full amount.
Income shape is the other issue. A wet run can flatten a month and a storm can bring six weeks of repair work at once, while scaffolding and access can absorb a large share of a job before a single tile goes on. Norfolk adds coastal exposure to that, so storm and repair work arrives in bursts. Lumpy income and heavy upfront costs make payments on account and cash flow planning far more important for a roofer than for a trade earning steadily every month.
Norwich also has a distinctive roofing stock. Pantiles are a regional feature, thatch is far more common across Norfolk than in most of the country, and the city has a large number of listed buildings and conservation areas where the covering and detailing have to be replaced sympathetically. Specialist work of that kind carries different costs and often different customers from new build subcontracting. Hammer & Ledger Tax is based at 50 Princes Street in Ipswich and works with roofers across Norwich and Norfolk.
WHAT WE HANDLE
Accounting services for roofers
Everything a self employed roofer or small roofing company in Norwich needs, under one roof.
CIS Refunds
Roofing is CIS heavy, so this is usually where the money is. Every statement cross checked against what was deducted, missing statements chased down, and the refund followed through to your bank account.
Self Assessment
Prepared, checked with you in plain English and filed before the 31 January deadline, with scaffolding, plant hire and materials all claimed correctly.
Bookkeeping
Snap your receipts, we do the rest. Scaffold hire, skip hire, merchant invoices and CIS statements matched and filed through the year.
VAT for roofers
Registration when you cross the threshold, the right scheme, and the domestic reverse charge applied correctly on contractor work so your returns stay clean.
Sole Trader to Ltd
Once profits build, or once you are running a squad rather than working alone, a limited company often makes sense. We run your real numbers both ways before you decide.
Cash flow and payments on account.
Roofing income is lumpy and Norfolk weather makes it lumpier. We tell you what is due and when, well ahead of the January and July dates, so a wet winter does not turn into a tax problem.
HOW IT WORKS
From glovebox paperwork to filed and refunded
Book a free review
A quick call about your work, your income and what you have been claiming so far. No obligation, no sales pitch.
Send us your records
CIS statements, invoices, receipts, mileage. Photos from your phone are fine. We will tell you exactly what we need.
We prepare and file
Your return prepared by an ACMA qualified accountant, checked with you in plain English, then filed with HMRC.
Refund and support
Any CIS refund chased through to your bank account, and year round support whenever a tax question comes up.
WHY HAMMER & LEDGER TAX
Qualified, authorised and on your side
ACMA Qualified
HMRC Authorised Agent
CIMA Member
Sage Partner
SERVING NORWICH
Ipswich office, Norfolk wide service
Address
Phone
Email
Roofers ask us these a lot
Why are roofers so often owed a CIS refund?
Because so much roofing work is done for contractors rather than direct for homeowners, the 20 percent deduction applies to a large share of your income. That deduction ignores scaffolding, plant hire, materials, van costs and your personal allowance completely. Once those go through a properly prepared Self Assessment return, most roofers turn out to have paid HMRC more than they owed.
Can I claim scaffolding I hire in?
Yes. Scaffold hire, access towers, edge protection and hoists are legitimate business costs where they are hired for a job. On roofing work these are often the single largest expense, so leaving them out makes a very big difference to what comes back.
My income swings badly with the weather. Does that cause tax problems?
It can, mainly through payments on account, which HMRC bases on your previous year. A strong year followed by a wet winter can leave you facing a bill built on income you are no longer earning. Where the position justifies it, a claim to reduce payments on account can be made. We review this every year rather than leaving it to chance,
I do specialist and heritage work. Are the costs treated any differently?
The tax treatment of the costs is the same, but specialist work usually brings higher material costs, more training and certification, and a different customer mix, often more direct householders and fewer contractors. That changes both your CIS position and your VAT position, so it is worth reviewing as the balance of your work shifts.
You are in Ipswich, not Norwich. Does that matter?
Not in practice. Records come in by phone photo, email or WhatsApp and everything is handled remotely, so most clients never travel. We work with roofers across Norwich and Norfolk.
KEEP EXPLORING
Useful next steps
Ready When YOU ARE
Roofers are owed more than most. Find out what you are owed.
Book a free review with an accountant who understands how roofing income and costs actually behave. It takes 15 minutes and costs nothing.
