2025/26 Tax Year
Job Pricing & Profit Calculator
Cost the job, set your mark-up, and see exactly what lands in your pocket after tax. Print a clean quote for the client or a full breakdown for yourself.
01
Job details
For your paperworkdays
This changes how your tax is worked out further down.
02
What the job costs you
Direct costs£
Everything you buy in for this job — parts, timber, fixings, skip hire, waste disposal.
%
Contingency added£0.00
Covers price rises, breakages and the bits you always forget. 5–10% is normal.
hrs
£
Value of your own labour£0.00
Price your own time, always. Your labour is a real cost of the job even though HMRC doesn't treat your own drawings as a business expense. Leaving it out is the fastest way to work for nothing.
£
Labour you pay out for — subbies, labourers, an extra pair of hands for the lift.
£
£
Parking, congestion charge, fuel for this job, building control fees, permits.
03
Overheads this job must carry
Fixed costs£
Van, insurance, tools, phone, accountancy, advertising — the costs you pay whether you're on site or not.
04
Your mark-up
Profit on top%
Added on top of your costs. 15–30% is typical for domestic work.
Mark-up and margin are not the same number. A 20% mark-up on £1,000 of cost gives a £1,200 price — and £200 profit on £1,200 is a 16.7% margin. Quote off mark-up, judge yourself on margin.
05
Tax & VAT
What to set aside£
Your best guess at profit for the whole tax year. This tells us which tax band this job lands in — the same job costs you more tax at £60k than at £20k.
I'm VAT registered (add 20% to the invoice)
VAT isn't your money — you collect it and pass it to HMRC. Registration is compulsory once turnover passes £90,000 in any rolling 12 months.
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Your numbers will appear here
Fill in the costs and your mark-up, then price the job to see the full breakdown.
Job breakdown
Estimated figures for 2025/26
What it costs youStep 1
Materials & supplies£0
Contingency£0
Your labour£0
Subcontractors & labour£0
Plant & hire£0
Other direct costs£0
Overhead recovery£0
Total job cost£0
Materials
Labour
Overheads & other
Mark-up
Price & marginStep 2
Mark-up applied0%
Mark-up in pounds£0
Price to quote (ex VAT)£0
VAT at 20%£0
Invoice total£0
Gross margin0%
Break-even price£0
Tax on this jobStep 3
Taxable profit from this job£0
Income Tax£0
Class 4 National Insurance£0
Corporation Tax£0
Dividend Tax on the draw£0
Set aside for tax£0
Marginal rate on this job0%
What you keepStep 4
Money in from the client (ex VAT)£0
Cash paid out on the job-£0
Tax to set aside-£0
In your pocket after tax
£0
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What we'd look atAdvice
The client quote hides your mark-up, margin and tax. Choose “Save as PDF” in the print dialog to keep a copy.
Pricing well is half the job. Keeping it is the other half.
We're accountants for tradespeople. We make sure every allowance, expense and relief you're entitled to is claimed — so you get the maximum out of every job you price.
Book a free money review →
This calculator gives estimates for the 2025/26 tax year and is for guidance only. It does not account for CIS deductions, VAT schemes, student loans, other income or reliefs specific to you, and it is not professional tax advice.
For pricing and tax planning built around your business, speak with our advisors.
© Hammer Ledger Tax Ltd
© Hammer Ledger Tax Ltd